Wealth Management and Estate Planning

Financial markets fluctuate between two primary trends: bull markets and bear markets. A general rule of thumb is to look for movements in investment prices of 20% or more in either direction, held over an extended period, i.e. a rise…

For many parents and business owners, one of the biggest concerns is the possibility that their children could be left with a heavy tax bill when inheriting family assets. Imagine inheriting a home only to discover that the tax liability…

Building wealth takes time, patience, and discipline — not perfect timing. In investing, time is one of your greatest allies. Markets may fluctuate daily, but history shows that those who remain invested over the long term are far more likely…

What Is Inheritance Planning? Inheritance planning is a key part of estate planning that focuses on how your assets will be passed to your loved ones after your death. When done properly, it: In essence, inheritance planning helps ensure your…

What is volatility? Volatility is an investment term to describe when markets experience periods of unpredictable and sometimes sharp fluctuations in price.  It is common to think of volatility in terms of price falls however it also refers to price rises…

The Small Gift Exemption is a simple yet powerful way for families to pass on wealth efficiently. It allows an individual to gift up to €3,000 per person each year without triggering Capital Acquisitions Tax (CAT). By making regular use…

From the natural cycles of the market, it’s clear to see why market timing is one of the biggest dilemmas faced by investors.  The best fund managers avoid trying to catch the bottom or the top of a market and it’s…

Whether you are investing for retirement or pursuing other financial goals, understanding your investment preferences and risk is essential.  Consider these fundamental questions to identify what kind of investor you are. What is my Tolerance for Risk? As an investor, acknowledging…

Estate planning is not just for high net worth individuals but for anyone who has assets they wish to pass on to the next generation at some point. The importance of making a will cannot be overstated and the benefits…